Love It or List It: Making Decisions As A Couple

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Ross Clavano
February 17, 2025
4 minutes, 8 seconds
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Buying a home together is one thing, but deciding whether to stay or sell? That’s a whole new challenge. If you and your partner find yourselves debating whether to renovate or relocate, you’re not alone. It’s a big decision, and emotions can run high when home, finances, and future plans are all on the table. Here’s how to navigate the conversation and find the best path forward—together.

1. Identify the Root of the Debate
Before you dive into online listings or start measuring for a kitchen remodel, take a step back. What’s really driving this conversation?
Is the home too small for a growing family?
Are maintenance issues piling up?
Do you crave a different neighborhood, school district, or commute?
Is one of you more emotionally attached to the home than the other? Understanding the ‘why’ behind each perspective will make it easier to find a solution that truly works.

2. Set a Budget—For Both Scenarios
Money talks, and in this case, it should be part of the discussion early on. Compare the costs of renovating versus buying a new home:
How much would it cost to make your current home exactly what you want?
What would it take to buy a new home that meets your needs?
Factor in hidden costs—moving expenses, realtor fees, potential market shifts. Laying out the numbers side by side can make the decision feel less emotional and more practical.

3. Make a Pros & Cons List
Sometimes, old-school methods work best. Sit down together and create a list for both staying and selling. Include factors like:
Emotional attachment
Future needs
Investment potential
Neighborhood preferences
Stress levels for both options If the list overwhelmingly leans one way, your decision might become clearer.

4. Consult the Experts
Still stuck? Bring in the professionals.
A real estate agent can give you a market analysis and help you determine what your home is worth versus what’s available.
A contractor can provide renovation estimates and feasibility.
A financial advisor can guide you through the financial impact of both choices. Sometimes, an outside perspective is just what you need to break a stalemate.

5. Communicate & Compromise
At the end of the day, this is a joint decision. Open, honest communication is key. Acknowledge each other’s concerns and be willing to meet in the middle. If one of you is on the fence, consider setting a timeline—stay for another year and revisit the conversation later.
No matter what you choose, the goal is to create a home you both love—whether that means staying put and making it better or finding a fresh start somewhere new.

If you’re leaning toward selling, let’s talk about what your home is worth in today’s market. And if you’re thinking about renovating, we can connect you with our trusted professionals to bring your vision to life. Either way, we’re here to help you navigate the next chapter of your home journey!

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